Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Safe Driving In Major Cities
Posted: February 11, 2019
Safe Driving In Major CitiesWhile driving in a major city, you are likely to encounter traffic jams, bumper-to-bumper traffic, and large numbers of pedestrians and bicyclists. The following are safe driving tips to help smooth the way and reduce your risk of an accident. Avoid Driving During Rush Hour Peak rush hour traffic typically occurs from 7:00 a.m. to 9:00 a.m. and from 4:00 p.m. to 6:00 p.m. Stay...
Will Workers’ Comp Cover Employee Negligence?
Posted: January 31, 2019
Will Workers’ Comp Cover Employee Negligence?Workers' compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers' compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault....
Driving on Black Ice: What You Need to Know
Posted: January 30, 2019
Driving on Black Ice: What You Need to KnowFrom snow to sleet to freezing rain, severe weather conditions can make winter driving especially difficult. But perhaps none is more dangerous than black ice. That's because unlike snow and sleet, black ice can be practically invisible to an unsuspecting driver. Related: 7 Dangerous Winter Driving Myths... Debunked The safest thing to do is stay home when conditions call for icy roads – but of...
Protecting Your Home Through The Seasons
Posted: January 1, 2019
Protecting Your Home Through The SeasonsBlazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...
Keeping Your Car In Good Shape On A Road Trip
Posted: December 18, 2018
Keeping Your Car In Good Shape On A Road TripA road trip is an American tradition and a great adventure. While you are traveling, your car becomes your home away from home. Many travelers use their cars as a place to eat, a shelter from the elements, and sometimes even a temporary spot to sleep. Even more importantly, you are relying on your vehicle to get you safely from one destination to another. Before...